Image of card swiping

Debit & Credit Cards

Convenience Meets Major Benefits!

Enjoy the speed, ease and convenience that comes with Visa® Debit and Credit cards brought to you by Union State Bank! From groceries and gas to your next big getaway, these two cards have you covered.

Looks like a credit card & acts like a check!

It's Free!
With no monthly or annual fee, why waste money on checks when the Visa® Debit Card is FREE!

More convenient than checks

Purchases are automatically deducted from your checking account and itemized on your monthly statement, so it's easy to keep track of your spending. The USB Visa® Debit Card also saves you time. No checks to write, no ID or telephone numbers required, no waiting for check approvals, no hassles.

Welcome in more places

The Visa® Debit Card is accepted at millions of locations worldwide, anywhere the Visa® logo is displayed. Need cash quick? Your card also doubles as an ATM card. Get cash at any ATM that displays the Visa® logo. (Cash withdrawals are FREE at any Union State Bank ATM; charges may apply for use at a non-Union State Bank ATM).

Nationwide security for your piece of mind

With the Visa® Debit Card, you're a part of a nationwide security system. Use your card to shop online, in a store, or anywhere, and you're protected from unauthorized use of your card or account information. With Visa's Zero Liability policy*, your liability for unauthorized transactions is $0 - you pay nothing. So if your card is ever lost or stolen…Relax! Let us know immediately, and we'll go to work disabling your old card and shipping you a new one.

If your Debit or ATM Card has been lost or stolen, call us immediately at 866.557.0060. For after hours dial 1-800-472-3272.
To activate your USB Debit Card, or change your PIN number, you can call toll free 800.992.3808. You can also activate at any ATM machine or by using your PIN number at a Point of Sale device.

No annual fees, no penalty rates

Reward points never expire. Choose between rewards or cash back! Hometown convenience, along with worldwide acceptance, plus 24/7 U.S. based Customer Service Contact Center. *In order to access rewards, your account must be open and in good standing.
Apply online at or visit any of our locations for an application. 
See the card application’s Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.

Thousands of merchandise and travel rewards
Visa® Platinum and Signature Core benefits
EMV Chip Card security
Mobile payments (Apple Pay, Samsung Pay, Android Pay)

24/7 Customer Service


By accessing the above links you will be entering a website hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Union State Bank's website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Union State Bank's.