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All Investment Products

Individual Retirement Accounts

IRAs allow you to save for your retirement, and at the same time provide a great tax-saving tool.* USB offers a variety of IRA investment options, each offering different benefits to meet your unique needs. A minimum investment of only $20 is needed to open an account.
 
Traditional IRAs
  • Flexibility in choosing investment option and contribution amounts
  • Ability to leave your assets to your beneficiaries of choice
  • Tax-deferred earnings until withdrawn
  • Your contribution may be tax deductible
learn more about traditional iras
Roth IRAs
  • Flexibility in choosing investment option and contribution amounts
  • Ability to leave your assets to your beneficiaries of choice 
  • Tax-free distributions (if qualified)
  • No required minimum distributions
learn more about roth iras
 
 
 
Health Savings Accounts (HSA)
Health Savings Accounts (HSA) are a smart way to save for healthcare expenses. HSAs are designed for individuals covered by high-deductible health plans to pay for current healthcare expenses and save for future qualified medical and retiree health expenses on a tax-free basis*.
 
Learn More about HSA Accounts
Coverdell Education Savings Account (ESA)
  • Allows contributors to make after-tax contributions of $2,000 per year for a child’s education until the child attains age 18
  • Earnings remain tax-deferred while held in the ESA
Learn more about esa accounts