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Finance Blog

Welcome to our community finance blog.
Some articles courtesy of our partners at at Kasasa® 
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10 Tips to Navigating Financial Independence
Entering college or moving out on your own for the first time is an exciting phase of life, but it also comes with newfound financial responsibilities. To help you navigate this unknown terrain, our experts share their favorite financial tips to set you on the path to a secure financial future.
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Finance Forum - Tips: Shopping for an Auto Loan

Getting a car loan can be a great way to finance the purchase of a new or used car, but it's important to do your research and make sure you're getting the best deal possible. We have a few tips to keep in mind when considering an auto loan.

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Understanding IRAs: Your Path to a Secure Retirement
An Individual Retirement Account, or IRA, is a tax-advantaged savings vehicle designed to help individuals save for retirement. It is recommended that individuals consult with financial professionals for personalized guidance to determine if an IRA fits into your overall retirement plan.
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Empowering Home Ownership With TurnKey
Designed to provide down payment and closing cost assistance to low and moderate income homebuyers, the 2024 grant programs provide up to $15,000 for qualifying individuals.
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Positive Pay: Where Do You Stand?
Positive Pay is a type of automated fraud detection technology designed to detect and prevent counterfeit checks. By leveraging this service, you can add an extra layer of security to safeguard your business.
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Banking On Success: Financial Resolutions
Setting financial goals for the new year can be the first step toward achieving long-term stability and financial security.

Realistic and achievable objectives can empower you to take control of your financial future.

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Area Text Messaging Scams On The Rise
A number of fraudulent text messages, carefully designed to mimic legitimate card fraud alerts, have recently been reported in the area. Smishing scams are on the rise with the widespread use of texting.
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Get Your Finances In Shape In Only One Afternoon 
Getting your finances in shape may seem intimidating, but it really doesn’t have to be. A few helpful budgeting basics can go a long way. So you can start to develop smarter money management and spending habits.
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Safeguarding Against Financial Elder Abuse
As we age, our financial well-being becomes increasingly important. Unfortunately, there are individuals seeking to exploit senior citizens. Recognize the red flags that may indicate financial elder abuse. 
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Expert Tips for First-Time Homebuyers
Buying a home can be an exciting but daunting experience, especially for first-time buyers who are unfamiliar with the process. Union State Bank (USB), and their team of experienced mortgage lenders, has been helping customers navigate the path to home ownership for over a century.
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Bank Survey Finds Economy Impacting Financial Goals
Union State Bank recently surveyed their customers to better understand individuals’ financial goals and how the economy may be impacting their immediate plans.
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The Vanishing Credit Score: Downside of Debt Pay Off

Paying off debt is one of the most common financial goals. The advantages of becoming debt free are clear. However, experts advise caution when paying off debt or closing credit cards, as it may impact your ability to obtain future credit.