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Money Hub - Student Edition

College is about preparing for your future and that includes learning how to make smart decisions with your money. MoneyHub from Union State Bank puts the resources you need in one place, from budgeting and saving to building credit, buying your first car and planning for life after college.
Explore practical financial tips, helpful calculators and tools, and banking options designed to help you feel more confident about your money today and better prepared for whatever comes next. 
Here at Union State Bank, we believe in options. Especially when it comes to the products and services you use every day, like your checking account. So go ahead and find the right account for you and the way you live! 
 
 
It's never too early (or too late) to start saving. Rainy day fund, upcoming holidays, or just building up your nest egg, Union State Bank's savings and time deposits can help you reach your goals. 

Determining which loan provides you with the best value involves more than simply comparing monthly payments. Use our free, online calculator to sort through the monthly payments, fees and other costs associated with getting a new loan. By comparing these important variables side by side, this calculator can help you pick the loan that works best for you. Loan comparison calculator

Apply for a Personal/Consumer Loan

 

A car loan can be a great way to finance the purchase of a new or used car, but it's important to do your research and make sure you're getting the best deal possible. Union State Bank offers a variety of free online tools through our website, to assist in your car buying journey. Shelly Sprinkle, a consumer loan servicing officer with Union State Bank, recommends a few tips to keep in mind when considering an auto loan

Apply for an auto loan 

College is an exciting time filled with new experiences. For many students, it is also a crash course in managing money for the first time. Without the right guidance, it’s easy to make financial mistakes that can follow a student far beyond graduation.
 
 
 
Whether you're the new kid on campus or a young adult taking your first steps towards independence, managing your finances effectively is crucial. To help you navigate this unknown terrain, our experts share their favorite financial tips to set you on the path to a secure financial future.
 
Use this calculator to help develop or fine-tune your education savings plan.
 
The Student Loan Consolidation and Debt Payoff calculator applies two simple principles to paying off high-interest debt. First, consolidate your existing student loans and second use your payment savings to accelerate the payoff of your higher interest non-student debt.
 
Managing your monthly budget can be difficult and frustrating. By entering your income and monthly expenditures, you can see how much you have left to save and where your money is being spent. 
 
Cyber attacks, phishing scams, and identity theft are just a few of the very real threats you potentially face every time you are online. This page includes tips to help protect yourself, as well as actions to take if you become a victim of identity theft. 

 
Educational videos, created by our trusted partners designed to help you navigate the virtual banking world like a pro. 
 
 
CardValet® is a free app that helps you protect your debit cards by sending you transaction alerts and giving you the ability to define when, where and how your cards are used. 
 
If your financial information has been compromised, use the following information to report it.
We are here to help should you have any questions. Feel free to contact us:

Phone: 866.557.0060 (Toll free) 
Or visit any of our Kansas or Oklahoma locations during normal business hours: