Question 1: You just received an unexpected $500. What are you most likely to do?
A. Put most of it into savings. (1 Point)
B. Use it to pay down a bill or debt. (2 Points)
C. Put it toward something I've been wanting. (3 Points)
D. Put it toward an idea or opportunity that could make me more money. (4 Points)
A. How much can I put away? (1 Point)
B. What bills and expenses do I need to cover? (2 Points)
C. What can I finally afford? (3 Points)
D. What can I do with this money to get ahead? (4 Points)
A. I'll probably stay in. (1 Point)
B. I'll check my budget first. (2 Points)
C. I'm going. I'll figure it out later. (3 Points)
D. I'll find a way to earn some extra money. (4 Points)
A. I like watching my savings balance grow. (1 Point)
B. I like having a plan. (2 Points)
C. I like enjoying my money while I have it. (3 Points)
D. I like finding ways to turn ideas into opportunities. (4 Points)
A. Build my savings. (1 Point)
B. Get organized financially. (2 Points)
C. Have enough money to do the things I enjoy. (3 Points)
D. Start something of my own. (4 Points)
A. Pretty disciplined. (1 Point)
B. Very organized. (2 Point)
C. I probably should do it more often. (3 Points)
D. I budget when I'm working toward a specific opportunity. (4 Points)
A. "I've built a really good savings cushion." (1 Point)
B. "I'm financially organized and on track." (2 Points)
C. "I've had some great experiences." (3 Points)
D. "I built something of my own." (4 Points)
YOU'RE A SAVER
You're building your future.
You're naturally focused on security and long-term goals. You like knowing that money is there when you need it.
Your next money moves:
1. Set a savings goal.
2. Build an emergency fund.
3. Automate your savings.
Try these MoneyHub tools:
Savings Goal Calculator
Emergency Fund Calculator
Budget Calculator
Banking that fits your personality:
YOU'RE A PLANNER
You've got a plan.
You like knowing where your money is going and what you're working toward.
Your next money moves:
1. Create a realistic monthly budget.
2. Track your spending.
3. Set specific financial goals.
Try:
YOU'RE A FREE SPIRIT
Money should help you live your life.
You value experiences and enjoying the things you've worked for. The key is making sure today's spending doesn't get in the way of tomorrow's goals.
Your next money moves:
1. Know your spending limits.
2. Automate your savings before you spend.
3. Give yourself room to enjoy your money.
Banking that fits your personality:
YOU'RE AN ENTREPRENEUR
You've got ideas.
You're naturally opportunity-oriented. Whether it's a side hustle, a business idea or simply finding a better way to do something, you're thinking beyond the traditional path.
Your next money moves:
1. Separate personal and business finances.
2. Start tracking income and expenses.
3. Learn the basics of business banking.